Using Bankruptcy to Stop Creditor Harassment
When creditors do not receive the payments they expect, they stop at nothing to collect that money. Harassing phone calls, threatening letters, wage garnishments and liens are all normal techniques of creditor harassment.
However, just because those practices are accepted as "normal" does not mean they need to be tolerated. Many debtors dread getting the mail or answering phone calls because they are afraid of the harassment they might receive from creditors.
If that is the situation in which you are living, it is important to know that there is a way to stop creditor harassment immediately. When you work with an experienced Winchester lawyer, you can file bankruptcy to immediately stop creditor harassment. At Parker & Associates, we have nearly 30 years of experience using bankruptcy to protect individuals from creditor harassment.
Understanding the Connection Between Bankruptcy and Creditor Harassment
When a person files bankruptcy, an automatic stay goes into effect immediately. The automatic stay prohibits creditors from making any further collection efforts or contacting debtors for any reason. If creditors do not stop collection efforts, they can be punished by law.
It is important to know that even if you do not file bankruptcy, we may still be able to work with the creditors so they stop harassing you. In some situations, we encourage creditors to call us directly. In other situations, we are able to work out payment plans to stop the harassment.
A Massachusetts Attorney Who Can Help You Stop Bill Collector Calls
Do not subject yourself to unnecessary debt collection calls and creditor harassment when help is available. Contact us online or call 781-218-3487 to schedule your free initial consultation with an experienced lawyer. We can help you regain the financial stability you need.
